Interest Rate Sensitivity Affecting Buyer Demand and Affordability: High interest rates can significantly increase mortgage costs for potential homebuyers, reducing affordability and potentially leading to a decline in demand for new homes, impacting DFH's sales volume and pricing power.

Housing Market Downturn Risk Impacting Sales and Profitability: Adverse changes in general economic conditions, regional employment, or consumer confidence can lead to decreased demand for homes, lower home prices, and increased cancellation rates, negatively affecting DFH's revenue and margins.

Fluctuating Construction Costs and Material Availability Pressures: Increases in the cost of raw materials (e.g., lumber, concrete, steel) and labor shortages, coupled with supply chain disruptions, can drive up construction expenses, squeeze profit margins, and delay project completions.