Interest Rate Volatility Risk: Changes in market interest rates can significantly impact WSFS's net interest margin, potentially reducing profitability if rates move unfavorably relative to its asset and liability mix.

Credit Quality Deterioration Risk: An economic downturn or specific industry stress could lead to increased loan defaults, requiring higher loan loss provisions and negatively affecting the bank's asset quality and earnings.

Liquidity Funding Pressure Risk: An inability to access sufficient funding sources or meet deposit withdrawal demands could impair WSFS's operations and financial stability, particularly during periods of market stress or unforeseen events.