Proprietary Securitization Platform: Their long-standing Sequoia securitization program provides a highly efficient and well-regarded mechanism for financing and managing credit risk, differentiating them from peers by allowing them to offload risk and free up capital.

Specialized Credit Underwriting Expertise: Deep experience in originating, acquiring, and managing credit risk associated with jumbo and non-QM residential loans allows them to identify and manage high-quality assets effectively, leading to potentially superior performance.

Diverse Capital Funding Sources: Access to a variety of capital markets, including securitization, bank warehouse lines, and corporate debt, provides significant financial flexibility and reduces reliance on any single funding channel.