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Mitsubishi UFJ Financial Group

 · JP:8306

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November 14th, 2025

Unidentified Company Representative

Thank you for waiting. We will now begin the online conference call on financial highlights for the first half of the fiscal year ending March 31st, 2025 of Mitsubishi UFJ Financial Group. I am Nakao from Investor Relations Office, Financial Planning Division and will serve as the moderator today. Jun Togawa, Senior Managing Corporate Executive and Group CFO, will give a 15 to 20 minute presentation on the financial highlights for the first half of FY'24 followed by a Q&A session. The entire session is scheduled to be about 50 minutes. Before we begin, let me read the disclaimer. In this presentation, we may state forward-looking statements based on current expectations, all of which are subject to risks and uncertainties. Please be aware that actual results may differ materially from those forecasts.

We will now begin the financial results briefing. Mr. Togawa, please begin.

Jun Togawa

Good evening. I am Togawa, Group CFO of MUFG. May I thank all the investors, shareholders, and rating agencies for joining MUFG's online conference call today despite the late hour and on a day when many companies are announcing their results. Please look at the material titled Financial Highlights Under JGAAP for the First Half of the Fiscal Year Ending March 31st, 2025. First, let me explain our Q2 financial results followed by revised FY'24 performance targets, shareholder return measures and progress on the medium term business plan or MTBP. Please turn to page one. These are the highlights of our first half financial results. For the first half of FY'24, net operating profits was JPY1,305.3 billio...

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