Strong Capital Position: Enact maintains robust capital levels, exceeding regulatory requirements and industry averages, providing financial stability and the capacity to underwrite new business confidently.

Expert Risk Management and Underwriting: Leveraging decades of experience, Enact employs sophisticated models and a disciplined underwriting approach to assess and manage credit risk effectively across various housing market conditions.

Extensive Lender Relationships: The company has built deep, long-standing relationships with a wide network of mortgage lenders, ensuring consistent access to loan originations and a broad distribution channel for its insurance products.