Credit Risk: Portfolio Defaults: The primary risk for a lender is that its borrowers will default on their loans, leading to a loss of principal and interest income, directly impacting OFS's profitability and net asset value.

Interest Rate Volatility Risk: Fluctuations in interest rates can significantly impact OFS's net investment income, particularly as a substantial portion of its portfolio consists of floating-rate loans, affecting the profitability of its debt investments.

Economic Downturn Risk: A general economic recession or significant downturn would likely lead to financial distress among OFS's portfolio companies, increasing loan defaults and impairing the value of its investments.