Credit Risk: The risk of losses arising from borrowers' inability to repay their loans, particularly within their commercial real estate and commercial and industrial portfolios, which could lead to increased loan loss provisions and reduced profitability for Origin Bancorp.

Interest Rate Risk: Fluctuations in interest rates, especially significant increases or decreases, could negatively impact the company's net interest margin by affecting the yields on earning assets and the cost of funding at different rates, thereby influencing overall profitability.

Liquidity Risk: The potential inability to meet short-term and long-term financial obligations, such as deposit withdrawals, loan demand, or other funding commitments, without incurring significant costs or disposing of assets at unfavorable prices.